What does motor vehicle damage insurance include?

Motor vehicle damage insurance, also known as collision insurance, is a type of coverage that helps pay for repairs to your vehicle if it's damaged in a collision with another vehicle or object, or if it's damaged by vandalism or severe weather. This type of insurance typically covers the cost of repairing or replacing your vehicle, up to the actual cash value of the car, minus your deductible. In addition to collision coverage, motor vehicle damage insurance may also include comprehensive coverage, which helps pay for repairs to your vehicle if it's damaged by something other than a collision, such as theft, vandalism, or natural disasters. Comprehensive coverage can also help pay for the replacement of your vehicle if it's stolen. Motor vehicle damage insurance may also include uninsured/underinsured motorist coverage, which helps pay for repairs to your vehicle if it's damaged in a collision with a driver who doesn't have insurance or doesn't have enough insurance to cover the full cost of the damage. Overall, motor vehicle damage insurance provides financial protection for your vehicle in the event of an accident or other covered event, helping to minimize the out-of-pocket expenses you may incur for repairs or replacement.